Insurance companies prefer it if they can avoid paying out on claims. That’s why insurance policies contain clauses excluding certain kinds of damage. Beyond that, the process itself can leave your head spinning. In addition to exclusions, you must consider your deductible. Is filing a claim worth the bother? If the deductible will chew through most of the settlement, it probably isn’t worth the effort involved. How long will it take before an adjuster comes out to look at the roof? If your roof is leaking, waiting may create more trouble than it’s worth. Deciding on whether you should call the insurer requires information you can really only get from a roofing expert.
The damage from a storm can prove disastrous for your roof. A few common types of damage include:
A roofing expert can examine your roof and make a solid assessment of what you can lay at the feet of the storm. If there was a pre-existing problem, they can tell you that too. If there was a problem already, it often means you won’t get anywhere with the roof insurance claim.
Calling a roofing company before your insurance company makes sense. The roofer can provide you the kind of information you’ll need before you can make a good decision about filing a claim. The roofer can give you a clear idea of how much damage the storm caused and how much damage was already there. They can also give you a solid estimate for the overall repair costs. That information can make a roof damage claim a moot point or drive home the necessity of filing the claim.
The Roof Guys specialize in roof inspections and repairs. If your roof suffered storm damage recently, contact The Roof Guys today to schedule an inspection.