At The Roof Guys we pride ourselves on being 100% honest and up front with you. When you schedule a free roof inspection with one of our professional inspectors there are no strings attached. Before we leave your property, you will know for sure whether you have damage and need a roof replacement or not. We schedule roof inspections at your convenience, and inspect your property for any hail damage, wind damage, or any other issues that may warrant repairs or complete replacement. We have decades of experience working with insurance companies on our clients’ behalf, and we know what adjusters are looking for and what they often miss. We know what storm damage is and is not.
It’s simple…if your roof needs repair or replacement we’ll let you know. If it doesn’t, we’ll tell you that too. We do accurate and honest inspections and we won’t waste your time, or ours.
With The Roof Guys, we handle the stress for you. We work directly with your insurance company to ensure you’re getting a fair shake. You pay your deductible, your insurance Company pays the claim, and we got the rest.
In addition to being hassle free, working with The Roof Guys is RISK FREE! In the event that your insurance Company denies your claim, you owe us nothing.
Statistically speaking, homeowners who have representation when a claim is filed receive a more accurate and comprehensive settlement.
Prior to filing any insurance claim be sure you have the most knowledgeable, professional, and experienced representative on your side.
We are The Roof Guys, handling claims is what we do.
Need Emergency Service? Call Us At: (952) 997-4777
The storm is over, The Roof Guys got you a new roof from storm damage. What now? It’s time for another quick tip from The Roof Guys.
You’ll get an estimate of the damages from the insurance company. There are two figures you’ll be dealing with. The Actual Cash Value and the Recoverable Cash Value. When an insurance company determines the value of your roof, they depreciate it based on the age of the roof. The first check you receive is the actual cash value. It might seem low. Don’t Worry! Once you have the damage repaired, they release the additional funds. Many homeowners think the actual cash value is all they’ll get for the damage. Let The Roof Guys worry about that. The most important thing for you to know as a homeowner is that the only cost to you is your deductible.
Be aware that if you have a mortgage on your home, the insurance company may make the check out to you AND your Mortgage company. If that’s the case you will need to have the Mortgage company endorse the check before you can cash it.
The Roof Guys deal with insurance every day, so give us a call and put your mind to ease.
I have insurance for my roof. I’ve had a storm. Should I file a claim and what do I do? It’s time for another quick tip from The Roof Guys.
A lot of homeowners are reluctant to file a claim because they fear it may affect rates. An act of God will not affect your rates. It doesn’t matter how many storm related claims you have had. On the other hand, if you put in a claim for a broken window caused by someone carelessly throwing a ball and the next year your car hits the side of your garage and you put in another claim, these things that are preventable could affect your rates.
When you have storm damage, call your agent or company and tell them a storm came through and you suspect you may have damage. They’ll ask if everyone is ok, ask if there is any water damage on the inside of the home and set up an inspection.
Call The Roof Guys and make sure you have a representative there to meet the adjuster. We’ll work with them to determine the extent of the damage and work with you to get it fixed.
You’ve called you insurance company about storm damage. They call back and tell you they will be inspecting the property. What now? It’s time for another quick tip from The Roof Guys.
You want to have a representative there when the insurance adjuster comes to the property. If you’ve signed up with The Roof Guys you’ll, let the adjuster know that they need to contact us before the adjustment so we can make sure to be there. During major storm events, adjusters get assigned multiple claims and they work through these claims as quickly as possible.
The advantage of having a representative from The Roof Guys is that we’ve already inspected the property. We know where to show adjusters the extent of the damage. We know the history of the roofs in the neighborhood like how many have been bought and the insurance companies represented in that neighborhood.
If we disagree on damage, we will have the adjuster document and photograph our concerns so everyone has a record of what was seen. We do this in a professional, not combative way. It shows respect, but also builds our case if the roof is denied.